Welcome to InvestSphere. By accessing and using our website, you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully before using our services. If you do not agree with any part of these terms, you should not use our website.

1. Acceptance of Terms

By accessing or using the InvestSphere website, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with these terms, you are not authorized to use the website.

2. Changes to Terms

We reserve the right to modify or update these Terms of Use at any time. Any changes will be posted on this page with an updated revision date. Your continued use of the website after such changes indicates your acceptance of the revised terms.

3. Use of the Website

You agree to use the InvestSphere website in accordance with all applicable laws and regulations. You are solely responsible for ensuring that your use of the website does not violate any laws or infringe on the rights of others.

• You may not use the website for any unlawful purpose or in a manner that could damage, disable, or impair the website or interfere with other users’ access.
• You agree not to attempt to gain unauthorized access to any part of the website, its systems, or networks.

4. Services Provided

InvestSphere provides investment consulting services designed to help clients make informed financial decisions. The content and services offered on the website are for informational purposes only and do not constitute financial advice. You should seek professional advice before making any financial decisions.

5. User Accounts

To access certain features or services on the website, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately if you become aware of any unauthorized use of your account.

6. Intellectual Property

All content on the InvestSphere website, including text, graphics, logos, images, videos, and software, is the property of InvestSphere or its licensors and is protected by copyright and intellectual property laws. You may not copy, modify, distribute, or use any content from the website without prior written permission from InvestSphere.

7. Third-Party Links

The website may contain links to third-party websites. These links are provided for your convenience and do not imply endorsement or responsibility for the content of these external sites. We are not liable for any damages or issues that arise from your use of third-party websites.

8. Disclaimers

The information provided on the InvestSphere website is for general informational purposes only and is not intended as financial advice. We make no warranties or representations regarding the accuracy, completeness, or reliability of the content on the website. You are responsible for verifying the information and making decisions based on your own judgment.

InvestSphere does not guarantee the security or availability of the website, and we are not liable for any interruptions or errors in the service.

9. Limitation of Liability

To the fullest extent permitted by law, InvestSphere, its directors, employees, or agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the website, including but not limited to loss of data, loss of profits, or any other financial loss.

10. Indemnification

You agree to indemnify, defend, and hold harmless InvestSphere, its affiliates, and their respective directors, officers, employees, and agents from any claims, damages, losses, liabilities, or expenses arising out of your use of the website, violation of these Terms of Use, or infringement of any rights of third parties.

11. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of South Africa. Any disputes arising from these terms or your use of the website will be subject to the exclusive jurisdiction of the courts of South Africa.

12. Termination

We reserve the right to suspend or terminate your access to the website at any time, without notice, for any reason, including if we believe you have violated these Terms of Use.

13. Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at [email protected].

By using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.